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Maruti Suzuki Alto 800 – review by Autoportal

The Maruti Suzuki India Limited is the leading automobile manufacturing company in India. The Maruti Suzuki Alto is their bestselling vehicle and regularly tops the list of the most popular cars of India. The Alto comes in two models, the Alto 800 and the Alto K10. The Alto 800 launched in 2002 has been updated many times and the latest refreshed versions of 2012 are presently available in the market.

This competitively priced petrol hatchback Alto 800 comes in 6 petrol and 1 CNG variants. They are the Standard, the LX, the LXi, the VXi, the LXi airbag, the VXi airbag and the LXi CNG. The prices of the Alto 800 range from Rupees 2.53 to 3.69 lakh. There are no diesel variants or automatic variants for the car.


The Alto 800 is the most sought after city car and is the normal first buy of a middle class Indian customer. The stylish body has a slim grille, a broad air dam, high mounted petal-shaped headlights, clear lens headlamps and tail lamps and large multi-element tail light fittings. The ORVM available on the driver’s side only is manually adjustable. For top variants the ORVM is internally adjustable. The Alto 800 comes in colours of Frost blue, blazing red, torque blue, granite grey, silky silver and supreme white.

The cabin of the Alto 800 is done in two shades, the grey or brown. The spacious cabin for 5 passengers has minimum standard features like fabric seats, an engine immobiliser and a child lock facility. The VXi and the VXi airbag variants have power steering, a manual AC, power windows at the front and a 2 Din music system with CD/MP3 players, AM/FM radio and USB and auxiliary compatibility. In the Airbag versions air bags for the driver and a central locking facility are also added.

The segmental best fuel efficiency is a plus point for the Alto. The 796 cc, 40 bhp and 69 NM torque 4 DOHC engine gives mileages of 22.74 kmpl with the petrol and 30.46 km/kg with the CNG. The car takes 18.6 sec for 0 to 100 kmph acceleration and the top speed is 138 kmph.

The manoeuvrability and the brake systems of the Alto 800 are top class. The 3395 mm long car has a wheel base of 2360 mm and a ground clearance of 160 mm. The suspensions with McPherson struts and and 3 link rigid axle make the ride comfortable.

The Brand name, the top mileages and the competitive prices are the reasons for the popularity of the Alto 800. The competition comes from the small cars like the Hyundai Eon, the Chevrolet Spark and the Tata Nano.

For more information on new cars & bikes log on to Cars expert &



What are Smart Motorways?

Smart motorway schemes are increasingly becoming common throughout England. Previously called ‘managed motorways’ and developed by the Highways Agency, Smart motorways aim to reduce congestion and increase motorway capacity in a way that lessens construction time and cost and environmental impact by avoiding the need to build more lanes.

In England, there are three schemes that are classified as Smart motorways: Controlled Motorway, All-Lane Running, and Dynamic Hard Shoulder Running.

Controlled Motorway

The controlled motorways consist of three or even more lanes with speed limits that are variable. The Dynamic Hard Shoulder Running scheme must only be utilized in an actual emergency.

All-Lane Running

These motorways permanently utilize the hard shoulder as a traffic running lane. On April 14, 2014, eight miles of the M25 became the country’s first Smart section with traffic permanently running on a lane that had been used as a hard shoulder. A few days later, another section of the M25 opened.

Under the new running schemes, lane one is closed via verge-mounted and overhead signs like the ones provided by Ennis-Flint during an incident. On such sections, white lines (broken) between the lanes signify that every lane has the same status.

Gantry signs (overhead) show the required speed limit that varies depending on the conditions of traffic. Speed cameras are also utilized to enforce the speed limit. The overhead signs can also be utilized to close lanes, if needed. CCTV is widely used to monitor traffic. If drivers are involved in accidents or if their vehicles break down, there are emergency areas for their use.

Dynamic Hard Shoulder Running

To ease traffic congestion, the schemes entail the opening up of the hard shoulder to traffic during busy times. Developed initially in the Midlands, the scheme is now operating on various sections.

The stretches of these motorways contain white lines (solid) that make the hard shoulder different from the usual carriageway. Gantry overhead signs indicate if vehicles can pass through the hard shoulder, or not. The signs also show the required speed limit that can vary depending on the state of traffic. Speed cameras are also being utilized to enforce the varying speed limits.

In Case of Accidents

When a motorist’s car breaks down or if he is involved in a traffic incident, he must use the emergency area for refuge if the driver can safely get to one. If not possible, the driver should attempt to transfer to the verge if it is safe and if a safety barrier is not present.

In any case, one should flick on the hazard lights and get in touch with the Highways Agency through an emergency phone. If the driver’s only option is to stop in a moving traffic lane, he should switch on right away the hazard lights. If the driver is in the left and he feels he can do it, he should exit the car through the left doors and get away from the vehicle. If possible, the driver should get behind the barrier.

If the driver cannot get out of the vehicle because of the rush of traffic, he should just stay in the vehicle and dial ‘999.’ This is possible if the driver has an operating mobile phone. In any case, it is always best keep safe, maintain vehicles properly, and follow road rules in order to avoid traffic mishaps on Smart motorways.

Toyota Etios Liva – A Review by

Toyota Etios Liva is an entry-level premium hatchback which has been popular for its spacious and comfortable interiors. This article will give you an insight of how this car is and how different it is from other hatchbacks.

The Etios Liva made its debut in 2010. The year 2014 saw a revised model of the Liva.

For those who are familiar with the sedan cars of Toyota will find that this car has minimal styling features. The chrome finish on the Etios Liva gives this hatchback the real feel of a sedan. The car has a front smiling grille. An elegant chrome strip below the rear windshield makes the Etios Liva stand out. The three-dimensional lamps make the car more pleasing to the eye.  The top variant of Etios Liva has 15-inch wheels, while the lower-variant has wheels of 14 inches. The car has body colored rear side view mirrors.  The chrome strips on the door handles enhances the look of this car.



The interiors are plush with comfortable seats in dual tone. The speedometer and trip-meter are placed on the dashboard on a stylish instrument panel. Etios Liva has a three-spoke steering wheel in dual tone. The Etios Liva has an air conditioning system that is powerful and its multi-directional vents really make the interiors cool.  The air conditioner does have a clean air filter too.  This hatchback comes with power windows, power steering, rear defogger and remote central locking for maximum driving and travelling comfort. It also has dash integrated music system, steering mounted audio controls for more convenience.  The car has a 2-DIN music system with FM and MP3 consisting of 4 speakers.

This car has 7 variants which are namely J, G, G special edition, V, VX, D-4D GD and D-4D GD SP special edition. It is offered in 7 colors which are Vermilion Red, Celestial Black, Serene Bluish Silver, White, Symphony Silver, Harmony Beige and Ultramarine Blue.

The Toyota Etios Liva comes in both petrol and diesel versions. The petrol engine is a 3NR-FE 4-Cylinder 1.2 L (1197 cc) 16V, DOHC engine and generates 80 bhp @ 5600 rpm and 104 Nm. The diesel engine is a 1ND-TV 1.4 L, SOHC engine and can produce a maximum power of 68 bhp @ 3800 rpm with a maximum torque of 170 Nm.

Known for taking measures for passenger safety, Toyota has given this car an energy absorbing body shell, driver and passenger airbags, and ABS with EBD. It has a 5-speed manual transmission gearbox to enhance its performance. The Etios Liva has a great fuel mileage of 17.71 kmpl and this is ARAI certified.

The Toyota Etios Liva is priced between Rs. 4.40 and Rs. 6.90 lakh

For more information on new cars & bikes log on to Cars expert &

How to Manage a Auto Mechanic Shop Business

Increase business with good auto repair shop management.

The manager of an auto mechanic shop can make or break the business. You need to know both how to fix cars and run a profitable business. Also know how to deal with customers so that they keep coming back. Get organized to help you manage an auto repair business and watch your bottom line improve.


      • 1

        Hire employees with experience. Mistakes in auto repair can be quite dangerous, so be sure to hire mechanics who have both knowledge and experience. Before hiring staff, you may want to give a simple hands-on test — show applicants a broken engine and ask them to fix it. Good employees will form the foundation of your business, so take time to choose the right ones.

      • 2

        Check that your business acts within local and federal laws. Violating laws could mean that the authorities will quickly close your business. You may want to hire a lawyer to help you with this. It’s always better to find a good lawyer before you need one.

    • 3

      Cultivate a good relationship with parts dealers. Be sure that you can get the parts you need delivered quickly. If you have a good relationship with the parts dealers, you can be sure that your order will take priority.

    • 4

      Purchase commonly needed items to store on location. It’s smart to have things like fan belts, tires and other products that your customers are likely to need on site. This allows you to repair cars more quickly.

    • 5

      Set up a customer database. Ask customers for their address and telephone numbers and ask if it’s OK for you to contact them. Send them a reminder when it’s time for an oil change or a letter if there has been a recall on the parts that you used. You can also send them special coupons. Having this kind of database and relationship with your customers can create loyal customers and repeat business.

    • 6

      Choose an accountant who understands your business. If you manage an auto mechanic business, you don’t want to take care of the financial details. That’s best left up to a professional accountant. When looking at accountants, look for one who understands your business, including any tax deductions for which you may be eligible.

The Best Ways to Attract Business to an Auto Repair Shop

Individuals and organizations rely on their vehicles to take them to appointments, for leisure and entertainment, and to get to and from school, work and events. To keep their vehicles running, individuals must invest in routine maintenance and repairs. Make your auto repair shop a local one-stop shop for car owners by coming up with ways to attract business and retain customers for repeat car maintenance and repair appointments.

Place Print Advertisements

  • Advertise your auto repair shop by placing advertisements in local print publications. Discount circulars, community phone books and directories, magazines and newsletters offer advertising opportunities for businesses such as auto repair shops. Rather than purchasing small classified advertisements, make your advertisements stand out by purchasing advertising space that’s at least a quarter-page advertisement. On the advertisement include your auto repair company’s logo, a brief bullet-point list of the services you offer, a link to your website and a phone number. Add a call-to-action asking potential customers to give your business a call if they have auto repair needs.

Start an Email Newsletter

  • Obtain email addresses for each client who patrons your auto repair business. Use these names to send email newsletters that offer tips and advice about car maintenance and repair, let customers know their cars are due for routine maintenance, announce in-store events and sales on everything from paint jobs to repairing dents. At the end of each email newsletter you send to your auto repair shop clients, include a note that asks them to share your email with their friends and family. Include an email newsletter signup box on your company’s website to entice visitors to sign up for your updates.

    Join Local Networking Groups

    • By joining local networking groups, you get the opportunity to make fellow business owners aware of the services your auto repair shop offers. Networking groups often have websites where they feature the names, web addresses and contact information of areas businesses who are members of their organizations. Group members, as well as local residents, frequent these sites when they’re in search of area businesses such as auto repair shops. Additionally, many networking groups host meetings that allow members to take turns introducing their products and services to the groups to help generate leads for their businesses. With the high level of community involvement networking groups offer, members are able to connect directly with their potential customers, building relations based on trust and loyalty.

    Offer Discount Coupons

    • Print sturdy, postcard-sized cards with your auto repair shop’s logo, name and contact information on them. At the bottom of the card, include a discount card customers can bring into your store and use toward first-time services. Hire high school and college students to help you market your auto repair business. Outfit them in T-shirts with your business logo, and send them into the communities you serve with your discount cards. They can place the cards on cars parked in neighborhoods and communities in your area. Other strategies might include partnering with local complementary businesses such as car supply shops and car washes where your target market may visit.

    Get Quoted

    • Establish a relationship with local reporters and bloggers and let them know that you’re available if they need quotes on auto repair-related articles and stories they may be writing. By getting quoted, you position yourself as an expert in auto repair services and get your name and business listed in articles local residents will read. This technique is a way to increase your visibility and attract new clients to your auto repair shop.

    Create a Social Meda Presence

    • Take your auto repair shop online by setting up a social media presence using sites such as Facebook. Social media can give your business a local presence and allow you to interact with potential clients, providing them with car care tips, maintenance suggestions and updating them on special promotions your auto repair shop is offering. You might even include contests or trivia your page followers can participate in to win service discounts from your shop.

    Invest in Promotional Items

    • Giving out promotional items such as license plate holders with the name and phone number of your business, pens, key chains, water bottles, notepads, coffee cups, bumper sticks or air fresheners can help you attract business to your auto repair shop. Clients may use their products at home or at the office, which can help increase visibility and attract clients to your auto shop business.

Tips on the Top Luxury Experiences in Milan

Lombardy, the home of Milan, records for very nearly one quarter of the economy of Italy. With the gigantic financial achievement of the region, and of Milan specifically, it has turned into a flawless spot for extravagance occasions and short breaks. I’ve been driving the Milan transports for a reasonable couple of years now, and thought I’d clarify why we have the best of everything here in Milan Airport Transfers, in the event that you can manage the cost of it, Milan can offer probably the most sumptuous encounters on the planet. I’m going give you an once-over of the main five encounters Milan can offer so you can understand.

Voted one of the world’s main 100 eateries, Cracco Peck offers extravagant sustenance and beverage at the table of Carlo Cracco, know not as the last word in Italian food. The eatery was as of late upgraded by top creators Gian Maria and Roberto Beretta, and is considerably more rich and welcoming than some time recently. Cracco Peck is, without uncertainty, the best place for extravagance cooking in Milan (and apparently in all of Italy)!  The Hotel Principe di Savoia has been an inside for remote explorers since the mid 1920’s, and has all that you could need from a five star extravagance experience. Having been a driver on the Milan Airport Transfers for so long I know every one of the inns well, however this must be the cream of the yield. They have a top of the line spa, eatery, meeting rooms and a pool. The rooms are likewise what you’d anticipate from five star extravagances, with an assortment of suites to suit your own decision and all the typical refinements.

While not in the city itself, you can get a train, taxi or one of a few transports from Milan to the territory. Lake Como is a standout amongst the most delightful spots on earth, and is the setting for a percentage of the best spas, short break lodgings and lake travels in Italy. Delegated by the pushing mountains, the smooth, dark blue lake water is stunning, and flaunts common extravagance at its most noteworthy.

La Scala – or Teatro alla Scale to give it its full name – is one of the world’s most celebrated musical drama houses. It has played host to several well known preparations and chiefs, including Daniel Barenboim and Toscanini. Introduced on 3 August 1778, the theater has weathered World War Two bombings and harsh remodels, and remains a meeting place for the rich and powerful in Milan. Seeing a musical drama or presentation there in the extravagance boxes is enchanted, and the tallness of Milanese stimulation and society.

A standout amongst the most widely recognized things individuals on Milan air terminal exchanges ask me is “The place’s the best shopping zone?” Milan is known for its style boutiques and top of the line shops, and my answer is dependably the same. For extravagance shopping, you need to go to the Milan style locale, and particularly to the Via Montenapoleone.

Have a Fun and Safe 4×4 Adventure


Whoever said, “Life is a highway,” never owned a Jeep 4×4.  If you are the proud owner of 4-wheel or all-wheel drive vehicle, you are probably looking forward to a fresh outdoor adventure.  You know that you can go where no soccer dad minivan or eco-friendly electric car dare tread. You know your vehicle can handle it all, from pothole filled dirt roads, to creek crossings to going off-road up the side of a boulder covered mountain. You are ready to let the mud fly!  But before you go, you should arm yourselves with a few important items and specialized driving techniques, so you can stay safe and keep the fun rolling along.  Here are a few helpful tips.

  • Always know where you are. These days we tend to do all of our navigation with a GPS or our smartphones. You may get out of cell service range.  Bring an old fashioned paper map and compass along.  If you will be in the mountains or an area where there are few roads, bring a topographical map, which will better show elevation and geographic features.  Regular maps and navigation systems sometimes are inaccurate, showing out of date information, and missing such things as a dirt road washed out by a storm.
  • Make sure someone at home knows where you are headed. If you run out of gas, far from cell service, get caught in a sudden snowstorm, or get stuck in a bog, your family might need to send in the search and rescue team.  It would be helpful if they knew the general area where you are headed.
  • Pack for an adventure. No matter what the season, and no matter if your trip is to be a day or a week, there are certain things you should always bring if you are going off the beaten path.  Most of the items can be packed into a tool chest and plastic tote that can stay in your 4×4. Here are some good items to bring.
    • This can be laid down over mud, to keep you clean while changing a tire, be used as an emergency shelter or poncho, or even used as a picnic blanket.
    • First aid kit
    • Jumper Cables
    • A winch, to pull your vehicle out of deep mud, or to rescue other.
    • An Ax
    • 550 paracord
    • Zip ties
    • Flashlight
    • Water
    • Firestarter and Lighter
    • Space blanket
    • Shovel
    • Emergency food
  • Dress for the weather, but bring extra clothing. Good boots are important and steel toed ones are prefered. Nordstrom many styles of quality boots available.
  • Don’t drive diagonally up steep terrain, or you risk roll-over.
  • If you are stuck and are trying to tow or winch out a vehicle, make all the passengers get out and stand clear, in case it tips over or rolls.
  • When crossing streams, creeks or other bodies of water, get out and walk across first, to test the depth and check for obstacles such as logs or boulders. Unless you have a specially designed 4×4, built for water, don’t cross any water that is above your wheels. It could damage your vehicle or cause you to be washed away.
  • If you must drive over a log, go diagonally, so that 3 wheels at a time remain on the ground at all times, for greater traction.

Being prepared for your trip, with proper supplies and 4×4 off-road techniques will let you concentrate on simply having fun with your family and friends.

What are the Benefits of Taking Regular Yoga Classes?

Be it somewhere like Chicago or any other place in the world, nowadays more and more people are growing interested in yoga. A lot of people want to try out yoga classes, but are not sure where exactly to start. Regardless of whether you have practiced yoga before or it will be your first time in a downward dog, you will need to find a yoga class to teach you the basics to ensure you help your body, not harm it.

Groupon Coupons are an excellent way of finding yoga classes in your locality, say Chicago for instance. Not only do Groupon Coupons connect you to the best places to learn and practice yoga, they also offer a great way of saving money on yoga classes. Several discount coupons are offered which provide a reasonable discount on yoga class fees.

The benefits of practicing yoga are innumerable. If you understand the importance of staying healthy and fit, you probably understand the perks of taking yoga classes. To sum all the benefits of yoga, it enhances your lifestyle and makes it healthier.

As far as physical benefits are concerned, yoga primarily increases the flexibility of your body. By stretching your body in new and different directions, you allow it to be more flexible. This is the reason why your body’s flexibility increases after you start taking Chicago Yoga classes. Over time, you will see an increased range of flexibility in your muscles and joints. Over regular yoga classes, you can expect to have better flexibility in your back, hamstrings, shoulders, and even your hips. Furthermore, practicing yoga regularly improves your power and muscle tone as well.

Aching muscles and body pain are two of the most common problems that most of the adults face nowadays. If your muscles ache after a little exercise, your body probably lacks the correct amount of strength and flexibility. With regular yoga classes, you can gain extreme strength and flexibility, thus avoiding problems like back pain and muscle aches. With so many benefits on offer, you should certainly give Chicago Yoga a try!

Get A Loan For The Best Used Cars In Ontario

You can get the car loan you need for the car you want. We finance new and used cars throughout Ontario. As long as you earn $2,000 or more each month you qualify for financing with us. Our process is simple, fast, and secure.

Apply for Your 2016 Car Loan

We do not require an SIN or any money down.
We approve 99% of Ontario applicants.

Who We Finance

We work to finance everyone. By focusing on your current situation we can get you approved in 24 hours or less. You don’t have to be limited by:1

  • Good Credit
  • No Credit
  • Fair Credit
  • Bad Credit

Get the car you want without the hassle of providing your SIN number. We have no money down financing options to get you on the road fast.

Want to learn how to get approved for a car loan with bad credit? Click Here!

Our Process

Our process is so simple;it only takes minute to get the process started. Follow these steps to get started:2

  • Choose your car type.
  • Set a budget you can afford.
  • Fill out the short application.
  • Get approved in 24 hours or less.

Our application process is free because we want to make sure you get the best loan for your car purchase.

Why Finance With Us

We prepare you to make the best purchase. When you are preapproved for financing you:3

  • Control the Bargaining Process
  • Easily Stick to Your Budget
  • Avoid Unnecessary Upsales

Don’t wait another minute to get the process started. Complete the short application now.

How are Club Flyers Beneficial for Automotive Industry?

The automotive industry is gaining popularity with time. As the popularity is increasing the competition is also increasing and this where distributing flyers can be very helpful. Different kinds of flyers are available in the market with different designs. This is the cheapest kind of marketing tool. However, they are capable of manufacturing a wide number of audiences. Club flyers printing are the marketing materials that either be used solo or along with other marketing tools.

Many a times, the target audiences lose their patience and do not complete the brochures or the advertisement that have been printed for the product. In such cases the information that is given to them through the flyers is enough for them to understand everything about the car. This is because the information provided on it is very precise.

The look of the flyers is also capable of grabbing the attention of the audience. They feel more interested in the product that is advertised in it. They are portable and very effective in spreading the information in short period of time.

How to Print the Club Flyers?

The flyers can be printed on both sides or on one side. This depends upon the choice that you make. In case you need to share a lot of information in the flyer then you can keep it short and simple. This helps you in keeping the budget low. Thus, the money that you will be saving while printing the flyers can be used in other aspects of marketing the automotive.

The paper that is used for printing can glossy or matt. However, you need to be very careful while choosing the paper. This is because it is going to represent your automotive company and hence it needs to be of high quality. When you have a poor quality of paper it has a bad impression on the customers.

Information to be Included in the Club Flyers

The flyers need to have all the important information about the particular automobile that you are advertising. If there is anything special about the car then that too needs to be mentioned over the flyer. This kind of special information is capable of grabbing the attention of the audience.

It better that you prepare the customers about a certain car that they might purchase. The flyer should serve an introduction to what they are going to see and experience. Most of the times, the flyers have a rectangular shape but if you want you can change the design and the shape of it according to your choice or company policy. You can also add your own personalization to the flyers.

There are numerous benefits of using flyers that is obtained from Printing VIP. When you are distributing flyers you will be able to tickets and the passes too, along with them. You also distribute gift certificates and discount coupons to the customers by attaching it to the flyers. The use of flyers is very versatile and through this you will be able to pass on the message very smoothly.

When to Replace Your Car Rims

Car owners see their vehicles as an investment, and that’s absolutely right. Our cars make the everyday hassles of navigating the world just that much more comfortable and convenient. For many people, cars are even a sign of success – the symbol of their climb up that ever treacherous career ladder. Making sure that our cars are in peak performance is an essential. Sure, cleaning it and having those regular tune-ups might have your vehicle running for a little while longer, but there is an often stealthy danger that many owners don’t realize until it’s too late. That is, damaged rims. Operating your auto on old, bent, and faulty wheels could become the reason for lots of expensive repairs in the future and the cause of life threatening accidents. When you start to see these warning signs, make sure you get your car checked for rim damage as soon as you can.

When to Replace Your Car Rims – Warning Signs

1. Unstable Drive – Remember how it felt when you first took your car out on the open road? It felt like you were slicing soft butter with a warm knife. Needless to say, that seamless first experience might end up sputtering somewhere down the line and a few hiccups can occur here and there. That’s absolutely normal, considering that your car does produce some by-products that could clog up some of its system. What you should really watch out for is any wobbly, unstable, irregular motion under your car when you start to drive it. This will become apparent even if you’re cruising slowly through a level road. An unstable drive is the most common sign of rim damage and can become really bad really fast. Drive down to the nearest repair shop as soon as those wheels start to wiggle.

2. Irregular Wear on Tires – Another common sign of rim damage is irregular wear on the tires. This is because a poorly shaped wheel will cause your tires to take on extra load and pressure unevenly. Inspect your tires before you take your car out on a drive. Are there any areas that are significantly more worn out than others? Are there bald spots on the tread? This could mean your rims are in poor shape (literally.) Get them replaced to avoid any accidents.

3. Changes in Gas Consumption¬ – Didn’t you just gas up yesterday? Not a lot of people know this, but negative changes in gas consumption (that is, if your gas gets used up faster than usual) could point to a problem with your rims. This is because poorly shaped and damages wheels could negatively impact your drive, making it harder for your vehicle. This means your car will have to put in more power just to get your daily drive done. If you don’t want to spend unnecessarily on extra gas every day, make sure you get a high quality set of factory OEM wheels or if you can’t afford the real thing, find some replica rims that match your budget.

Millionaire Car Secrets That You Can Use

 You’ve seen all the hottest cars in magazines or online: Ferrari, McLaren, Pagani, Lamborghini, Porsche, and many more brands have some of the fastest, sexiest, and just outright coolest cars in the world. Most of us have never ridden in a car that can hit 60 miles per hour in six seconds, much less four or even three! Just like all cars can’t be exotic imports, all people can’t be millionaires. But that doesn’t mean that you can’t use some of the very same tools and techniques that the rich use to take care of your very own cars. These are some of the best things you can do to keep your cars in tip top condition:

Store your vehicles inside

First and foremost this is the most effective method to get the most miles and performance out of your cars. If you can at all afford it, click here to discuss the cost and timeline for adding a garage onto your existing home. According to blogger John Thompson, “The benefits of a garage are almost too many to mention. Firstly, your car doesn’t have to endure the harshness of winter and summer weather, whether it’s freezing temperatures with ice and snow or scalding heat and sunshine.” The rich store all of their cars inside to protect them from the elements and ti make sense that you should do the same with your ride.

Use a battery tender

There’s nothing worse than going to start your car only to have nothing happen. Or maybe even worse, you get that weak, anemic chugga-chugga sound that signals the death of a battery. Sometimes this is the result of a parasitic drain somewhere in the vehicle, sometimes it’s because you left your headlights on. It can also be because a turn of cold weather has turned a weak battery into a dead one. Any way it happens, a car that won’t start is pretty much useless, even if it cost hundreds of thousands of dollars. That’s why the rich use a battery tender on their sports cars. They may not drive them as much as you or me, but they definitely don’t have to worry about a dead battery, and if you use a tender won’t have to either.

Block heater in the winter

Just because someone has millions of dollars doesn’t necessarily mean that they don’t live in the tropics. Many very rich people in Russia and America live in some places that get pretty darned cold in the winter, like well below zero. So how do they make sure their lavish, expensive cars aren’t paralyzed by these arctic conditions? Two words: block heater. These snazzy little devices actually attach to the iron or aluminum block of the engine to keep it warm so that the combustion process can take place in very cold conditions. The heater is kept on the engine while it is stored and removed just prior to startup. It’s an inexpensive insurance policy for climates where the cold alone can keep you stranded.


Traffic tickets are often imposed on violator of traffic rules. It can be broadly classified into moving and non-moving tickets. As the name implies the moving violations is when the vehicle is in motion and includes rash driving, drunken driving and so on. 

Non-moving violation

When we talk about non-moving violation, it includes the non-wearing of seat belts and helmets if you are in a two wheeler. Such traffic tickets are usually given to the drivers that come with a small fine. They are not as serious as the moving violation and so it is better to pay off the fine rather than fighting it over in the traffic court.

Common parking violation stickers include the following:

  • Vehicle is parked without paying for the tickets
  • Parking in unauthorised spaces
  • Parking in the space reserved for handicapped despite having no disability
  • When you park your vehicle in the opposite direction of traffic flow
  • Parking such that you have blocked the driveway
  • If you park beyond a stipulated allowable time


Other cases of non-moving violation include faulty tail light, ineffective brakes and noncompliance of some regulatory norms beyond the deadline and so on.  Usually such non-moving violation will not be reflected in your license record and so you do not have to essentially fight in the court.

Moving violation

This can be a more serious issue as it directly affects your license. If you have indulged in drunken driving then it is sure to leave a black mark in your driving profile. Also, such violation may include high compensation and even imprisonment.

Some of the common moving violation includes:

  • Speeding vehicle
  • Drunken driving
  • Vehicle Homicide
  • Did not stop for the pedestrians
  • Road rage

These violations can come under the civil segment or at times even criminal. So, it becomes essential to fight at the traffic court for claiming relief or reducing the intensity of the punishment.

Top 12 Auto Insurance Myths

Top Car Insurance Myths

1. The colour of the car determines insurance rate

For years, people have believed red-coloured cars to be insured at higher rates because red represents aggressiveness and driver’s tendency for speeding. However, in reality, insurance companies have no interest at all in the colour of your car, but they look into other factors.

Do not be fooled into buying cars with colours you think will cost you lesser insurance rates. What car insurance firms look for are the Make of your car, its body type, the engine size and model, the vehicle’s age, etc. Some auto insurers might also consider the car’s sticker price, its safety record and the repairing costs. Thus, if your car owns excellent safety features and gadgets to prevent theft, the insurance rates can drop significantly, but colour will never help.

2. Older cars are cheaper to insure

Since most new cars are expensive than the older ones, it is generally believed they will be costlier to insure. However, this isn’t always the case.

Auto insurance firms look for a number of factors before deciding rate, and the age of your car comes much later in the list. They are usually interested in knowing whether a car possesses modern safety features or not, because these factors directly affect the extent of damages in case of an accident. Since most new cars are now equipped with some of the best safety elements, they can cause you lower insurance rates. Older cars, on the other hand, can lack even airbags, which as a result can inflate insurance costs.

3. Soldiers pay more for insurance than civilians

This myth is a total opposite of the reality. Soldiers or any other members of military – irrespective of the branch they are associated with – receive significant degrees of discount when they apply for auto insurance and they indeed pay lesser than what we civilians normally do.

While some insurance providers grant such discounts on a phone call made to them by a soldier’s commanding officer on his behalf, others normally require documentary proof.

As a soldier, you will have to supply documents to your insurer containing your name, rank and duration of service in the military. This allows them to determine the length of time you are eligible for a discount.

Some insurance firms may offer such discounts to retired soldiers too and in some cases can even extend these concessions to his family members.

4. Insurance cost reduces significantly once the driver turns 25

Car insuranceproviders look for your driving experience rather than your age before deciding insurance rates. Though some firms may consider your age, others mostly look for the number of years you have been driving. Those mulling over age, usually do so because drivers less than 25 years of age come under risky age group where individuals have a tendency for rash driving. Companies then take into account this fact to decide how much you must pay.

However, this is a rare practice and most car insurers collect a variety of data such as driver’s driving style, experience and so on. So, do not be fooled by the myth that beyond 25 you will have to pay lesser – age rarely counts.

5. If others borrow your car, they are responsible for any accident

This is another false perception; all auto insurance policies follow your car and not the driver. If you are lending your car to a friend who crashes it into a truck, you will be held accountable for any damages. You may also be held responsible for any financial losses caused to others because of the incident – not to speak of how your premiums will be affected. So think for a while before you lend out your vehicle to somebody.

6. ‘Comprehensive’ coverage protects the driver and the vehicle fully

A comprehensive coverage never protects the driver and is an optional protection that covers specific areas and not all kinds of damages. If you are purchasing comprehensive protection, do not be fooled for receiving complete protection for your vehicle; instead this protection covers very limited incidents.

Usually, a comprehensive coverage pays for damages caused by fire, vandalism, theft, collision with animals and weather related incidents such as flooding.

7. Personal property within your car at the time of accident is covered

Any insurer will never pay you for damages caused to your personal belongings in the event of an accident. Auto insurance policies only cover damages to the vehicle itself and not any personal property lying in there at the time of accident.

For instance, if your car is broken into and your precious belongings such as laptops, mobiles phones or even cash have been stolen, your insurer will only pay for the damages caused to the car. You might have to file a claim through your tenant’s policy for such non-vehicular damages, but not through the auto insurer.

8. Insurance policy covers the business use of your car

Personal auto insurance does not protect vehicles used for business purposes even if the driver is self-employed. If you are using your car for delivering goods and fall into an accident while performing this job, your insurer may reject any claims you make.

An auto insurance policy always clearly asks if you need to insure for ‘personal/private use’. On personal auto insurance, if you claim for damages caused during a business venture, it is technically incorrect. You need to get a different business policy if you want to use your vehicle for commercial purposes; however such policies are usually expensive.

9. Since thieves prefer new cars, your old car isn’t a threat

If this is what you believe, you are mistaken. Data covered over a period of time reveals that thieves prefer older cars over newer ones for a variety of reasons.

One of the prime factors which make older cars more vulnerable to theft is the lack of safety features found in today’s modern cars. Such vehicles also contain versatile parts which are higher in demand and thus can be sold for greater rates. So, if you are thinking of not to insure your vehicle because it is too old, you need to reconsider your decision.

10. Modified cars are difficult to insure

Nothing is more difficult in this age of technology and finding the right things for yourself online is a matter of mere few clicks. People who tell you that modified cars are difficult to insure, should be ignored straightaway. There are hundreds of auto insurance providers willing to insure your modified car, but finding them needs a bit of homework. If you try a comprehensive online search or contact an insurance broker, you will know that there are several auto insurance policies out there waiting for car rebuffs like yourself.

So, have you been worried recently if or not you will be able to find a suitable insurer for your revamped car, take my word and give your car a do up. There is no dearth of hungry auto insurance providers in the market and you will always find one.

11. Credit score will not affect your insurance rates

Car insurers take a number of factors into consideration before they decide on your insurance rate and credit score is one such factor.

If you ever have been into financial planning you probably know that credit scores affect almost everything from becoming eligible for a loan to interest rates. Allow me to add another detail to this information that these scores also affect your auto insurance rates. Since credit scores are a reflection of how well you manage your finances, auto insurers will look at these numbers before determining your premium rates.

12. Faithfulness to one auto insurance company forever will result in lesser rates

This statement is partially true and is often used as a deception to force customers to stick to one car insurance company for longer. Many car insurers offer discounts to their customers for remaining faithful to them, however, these discounts do not protect them from increasing costs. In other cases, these discounts simply vanish once you make a claim and you are given no privileges for your faithfulness.

Tips & Tricks for Car Insurance

Auto insurance quotesGetting an auto insurance cover can either be expensive or cheap depending on various aspects. These include the existing auto insurance market rates, the value of your car and type of car insurance cover among other associated costs. These aspects determine the cost of the car insurance cover you take. It is always beneficial to have adequate information on car insurance tips & tricks that reduces both the cost and the risks.

Taking an auto insurance cover implies that you are protected against any possible risk stated in the policy. On the other hand, there is a cost that you incur by paying the monthly premiums for your policy. Sometimes monthly premiums can be highly expensive depending on the factors mentioned earlier. However, there are several tips and tricks that you can use to reduce this cost while maintaining the protection against possible risks.

Always consider the insurance company you engage. Each company has its own auto insurance quotes and operates on different terms. Some companies have cheap auto insurance covers while others charge high premiums on their policies. This first thing you should do is to make thorough comparison among various quotes. This ensures that you get the most suitable and economical auto insurance quote.

Decide on which type of insurance policy you want to take for your car. Obtain full information in details on each type before making the final decision. There are three main types of car insurance policies namely third party, third party, fire & theft and comprehensive. Each of the policy stated has limitation on span of coverage. Since your aim is to reduce both cost and possible risk, comprehensive can be an ideal policy for your personal car. This implies that you care for your car and the possible damage that may arise on another person in the event of an accident.

Develop a good driving history. This count a lot in determining the amount you will be paying as premiums. Clean driving history is interpreted as low risk since the possibility of involving in an accident is low. Every mess that you do on the road is noted in your license and raises the cost of the insurance premiums. In case you have bad history, get someone with clean record as your driver.

Ensure that you do not drive your car frequently. This reduces the mileage on your car consequently lowering the chances of being involved in an accident. Instead, form a habit of using public means like train or a bus. If you use your car in business trips, inform your insurer. Note that the lower the mileage the lesser the insurance premiums. This is one of the important car insurance tips & tricks that reduce the cost of insurance premiums.

Where you park your car matters a lot in determining the amount you pay as insurance premiums. It is advisable that you establish the safe place like personal or hired garage where you park your car. This reduces the possibility of risks thus lowering the rate of insurance premiums to be paid.

There are other car insurance tips & tricks that you can put in place to ensure that you pay less for maximum protection against risks. These include taking extra driving course for competence, applying for insurance bonuses among others.

What are some cheap auto insurance companies ?

The lackluster economy in recent years has forced more and more Americans to reconsider their automobile insurance policies in the name of budgetary savings. Compare cheap auto insurance companies today with our FREE comparison tool!

One of the main ways that many Americans have chosen to pursue in order to lower their car insurance rates is by choosing one of several auto insurance discount rate insurance companies. These unique companies offer bare minimum coverage to their policy hollers in exchange for rock bottom pricing. It might a risky way to go, but it’s undoubtedly the most affordable method to stay legal in a tough economy.

Some of the best cheap auto insurance companies are probably already well-known to the budget-conscious consumer, but in case there are newcomers to the discount auto insurance market out there, here are some of the best options.

Safe Auto insuranceSafe Auto Insurance Company

Perhaps the best known company for cheap car insurance, Safe Auto offers its discounted policies in sixteen states, primarily on the east coast and in the midwestern section of the country. Customers in Arizona, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, South Carolina, and Virginia are eligible for the company’s rock bottom rates.

Customers in other states would be well-advised to remain vigilant and monitor the company’s website for new markets it may serve in the future. Safe Auto has been expanding its coverage to new states at a pretty fast rate in recent years.

Because Safe Auto adheres strictly to a policy of offering consumers the lowest rate on their insurance by offering them bare minimum coverage, the company’s website contains a section which details those minimum car insurance requirements on a state by state bases that summarizes the insurance laws of each state covered by Safe Auto’s policies.

This summary includes not only the bare minimum coverage amounts for consumers, but also the punishments they can face under sate law for being either uninsured or underinsured for any period of time. Compare the cheapest state car insurance for our FREE ZIP code search!

Like most insurance companies, Safe Auto offers some discounts for multiple vehicles, multiple drivers, student discounts and good grade discounts, and rewards for safe driving. However, because the company is already working with minimum coverage and offering low rates, these discounts are far more minimal than what is offered by traditional national insurers.

Esurance Online Insurance Agency

Esurance auto insuranceSafe Auto’s deeply discounted rates are great for the residents of the sixteen states it currently serves, but that leaves the majority of America still searching for ways to save on their monthly car insurance premiums. For those customers, Esurance may be available to meet their needs.

The company operates exclusively online, thus cutting many of the costs associated with maintaing a network of offline agents, agencies, and vehicle fleets. Until recently, it operated as an independent company; in mid-2011, Esurance was bought by Allstate and expanded its coverage to many of the states already served by its new parent company.

Esurance offers low rates based on their online operations, and also offers customers the option of selecting their state’s bare minimum coverage levels. This results in a net savings that may be even lower than what companies like Safe Auto can offer, as even Safe Auto maintains a network of agents and a strong real world presence.

In addition to its low rates, the company offers an extensive slate of discounts that are comparable to any more traditional, major national insurance company. These include discounts for adding multiple vehicles or drivers to the same policy, and discounts for student drivers.

Those student drivers can get even deeper discounts for maintaining a grade point average of at least 3.0. Drivers will be rewarded for a safe driving record, and for having taken a defensive driving class within the past three years. Anti-theft devices, as well as anti-lock brakes, also qualify for discounts from the online insurer.

The general car insuranceThe General Auto Insurance Company

Based in Tennessee and operating primarily in southern states, The General car insurance is very much like Safe Auto in that it offers bare minimum coverage to policy holders based on state laws regarding auto insurance requirements. Despite the recent trend in discount rate auto insurance, The General has been issuing bare minimum insurance policies to its customers since its founding in 1963, making it one of the oldest and most experienced low-rate auto insurance companies in America.

In addition to its low rates, policy holders who choose The General can receive additional discounts for a safe driving record that dates back at least five years from the time their policy was initiated or renewed. The company only offers auto insurance, so bundling auto insurance and discounts are simply not available.

There are moderate discounts available for students, multiple cars, and multiple drivers, but these discounts are less than national insurers as the company is already offering a steep discount on traditional car insurance.

Its solid reputation, well-rated customer service, and its history of more than 45 years in the discount insurance business, means that The General is likely the best choice of cash-strapepd consumers in the states that this company serves.

auto insurance quotes online Compare First, then Choose a Policy

Even though all three of these companies are in the business of offering deep discounts on car insurance to budget-conscious consumers who are looking to pay the bare minimum, the amount they charge for their respective policies will likely vary by a not-insignificant amount.

For this reason, customers who are looking for the lowest rate and the best coverage should always use online insurance quote comparison tools that can retrieve insurance quote from multiple companies using just one quote form.

Why should you get car insurance?

A car is no more a luxury but a necessity that almost every household invests in. Depending on the budget, people opt for new or second hand cars of their choice. But most people make the mistake of not buying insurance for their vehicle. The reason behind purchasing insurance is simple – your car is an asset that needs to be protected against unforeseen situations just like your home, office and life.

car insurance quotes 3

With the ever-increasing number of road accidents, your car faces a high level of risk. In the case of an accident, a motor insurance policy will safeguard you by offering to repair and replacing the damaged parts. The insurance market is flooded with innumerable policy options depending on your car type, financial constraint and requirement.

You must conduct an online search to better understand the benefits and types of policies available. Further, you can easily get online access to auto insurance quotes and purchase a policy.